How Much House Can I Afford?
TLDR: Estimate a maximum purchase price and a more conservative shopping range from a monthly housing budget and financing assumptions.
Investor Guides & Tools
Use free calculators to estimate a purchase budget and monthly housing payment. Then review the property, financing, and operating costs before deciding what to buy.
Start with the home affordability calculator for a shopping range or the mortgage payment calculator for a specific price.
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Mortgage Payment Calculator
TLDR: Estimate a monthly housing payment from a purchase price, down payment, loan terms, taxes, insurance, PMI, and HOA costs.
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Use the estimate to plan your next step
Calculator results are planning estimates. They do not verify income, debts, credit, the property's condition, or lender eligibility. Compare a written loan offer and keep repairs, reserves, and closing cash in your budget.
Learn how a wholesale property purchase works, review property opportunities, and consider property management for a rental purchase.
The Consumer Financial Protection Bureau's homebuying resources provide independent guidance on preparing a budget, comparing loan offers, and getting ready to close.
What Is Wholesaling? A guide to contract assignments, fees, and the end buyer’s role
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